Lender in Texas · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in Texas
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 380 owner-occupied single-family loans in Texas from 401 completed applications.
Its median conventional purchase loan costs were $7,230 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
380
of 401 applications
Denial rate
4.0%
Purchase · TX 10.2%
Rate spread
+0.33 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 354 | 340 | 4.0% | 6.750% | +0.33 pts | $7,230 | $295,000 |
| Refinance | 23 | 21 | 8.7% | — | — | — | $285,000 |
| Cash-out refinance | 24 | 19 | 20.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Parmer County | 3 | 3 | 7.1% |
| Cherokee County | 6 | 13 | 3.1% |
| Smith County | 7 | 82 | 2.8% |
| Terry County | 18 | 1 | 1.5% |
| Henderson County | 19 | 10 | 1.1% |
- Primary Residential Mortgage, Inc. nationwide
- Texas mortgage market
- Primary Residential Mortgage, Inc. in Maryland
- Primary Residential Mortgage, Inc. in New Mexico
- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Rhode Island
- Primary Residential Mortgage, Inc. in North Carolina
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in California
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology