Lender in Maryland · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in Maryland
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 1,218 owner-occupied single-family loans in Maryland from 1,273 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $7,490 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
1,218
of 1,273 applications
Denial rate
3.4%
Purchase · MD 8.6%
Rate spread
+0.34 pts
Conv. · MD +0.14 pts
Loan amount
$335,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,102 | 1,065 | 3.4% | 6.750% | +0.34 pts | $7,490 | $335,000 |
| Refinance | 113 | 106 | 6.2% | 6.125% | +0.07 pts | $6,150 | $385,000 |
| Cash-out refinance | 58 | 47 | 19.0% | 6.990% | +0.51 pts | $8,560 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harford County | 4 | 184 | 4.7% |
| Baltimore County | 5 | 334 | 3.5% |
| Baltimore city | 5 | 234 | 4.0% |
| Carroll County | 5 | 63 | 2.6% |
| Cecil County | 10 | 31 | 2.2% |
| St. Mary's County | 15 | 32 | 1.8% |
| Somerset County | 15 | 3 | 1.4% |
| Anne Arundel County | 16 | 122 | 1.4% |
| Howard County | 21 | 48 | 1.2% |
| Calvert County | 23 | 15 | 0.9% |
- Primary Residential Mortgage, Inc. nationwide
- Maryland mortgage market
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- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Rhode Island
- Primary Residential Mortgage, Inc. in Texas
- Primary Residential Mortgage, Inc. in North Carolina
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in California
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology