Lender in North Carolina · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in North Carolina
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 363 owner-occupied single-family loans in North Carolina from 389 completed applications.
Its median conventional purchase loan costs were $5,700 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.75% (North Carolina: 6.50%).
Loans in NC
363
of 389 applications
Denial rate
4.5%
Purchase · NC 7.6%
Rate spread
+0.25 pts
Conv. · NC +0.04 pts
Loan amount
$305,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 337 | 322 | 4.5% | 6.750% | +0.25 pts | $5,700 | $305,000 |
| Refinance | 24 | 21 | 12.5% | — | — | — | $315,000 |
| Cash-out refinance | 28 | 20 | 28.6% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mitchell County | 8 | 3 | 2.2% |
- Primary Residential Mortgage, Inc. nationwide
- North Carolina mortgage market
- Primary Residential Mortgage, Inc. in Maryland
- Primary Residential Mortgage, Inc. in New Mexico
- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Rhode Island
- Primary Residential Mortgage, Inc. in Texas
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in California
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology