Lender in New Mexico · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in New Mexico
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 743 owner-occupied single-family loans in New Mexico from 789 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $5,690 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
743
of 789 applications
Denial rate
4.6%
Purchase · NM 8.3%
Rate spread
+0.23 pts
Conv. · NM +0.18 pts
Loan amount
$305,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 676 | 645 | 4.6% | 6.625% | +0.23 pts | $5,690 | $305,000 |
| Refinance | 69 | 65 | 5.8% | 6.625% | +0.14 pts | $6,670 | $345,000 |
| Cash-out refinance | 44 | 33 | 25.0% | 6.875% | +0.33 pts | $5,660 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Valencia County | 1 | 83 | 7.3% |
| Roosevelt County | 1 | 34 | 22.1% |
| Quay County | 2 | 3 | 9.4% |
| De Baca County | 2 | 1 | 14.3% |
| Mora County | 2 | 1 | 20.0% |
| Curry County | 3 | 50 | 8.5% |
| Bernalillo County | 5 | 364 | 4.5% |
| Sandoval County | 6 | 135 | 4.2% |
| Rio Arriba County | 6 | 5 | 3.9% |
| Grant County | 9 | 4 | 2.4% |
| Torrance County | 9 | 3 | 2.7% |
| Sierra County | 9 | 2 | 2.5% |
| Eddy County | 12 | 15 | 2.1% |
| Lea County | 13 | 8 | 1.5% |
| McKinley County | 15 | 2 | 1.5% |
| Cibola County | 15 | 1 | 1.9% |
| Chaves County | 21 | 3 | 0.5% |
| San Miguel County | 21 | 1 | 0.9% |
| Colfax County | 22 | 1 | 1.1% |
| Los Alamos County | 25 | 2 | 0.5% |
- Primary Residential Mortgage, Inc. nationwide
- New Mexico mortgage market
- Primary Residential Mortgage, Inc. in Maryland
- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Rhode Island
- Primary Residential Mortgage, Inc. in Texas
- Primary Residential Mortgage, Inc. in North Carolina
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in California
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology