Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Primary Residential Mortgage, Inc. mortgages in Utah

Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Primary Residential Mortgage, Inc. originated 287 owner-occupied single-family loans in Utah from 295 completed applications.

Its median conventional purchase loan costs were $7,440 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).

Loans in UT
287
of 295 applications
Denial rate
2.4%
Purchase · UT 6.5%
Rate spread
+0.14 pts
Conv. · UT +0.05 pts
Loan amount
$425,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2472412.4%6.625%+0.14 pts$7,440$425,000
Refinance25250.0%—+0.02 pts$8,030$415,000
Cash-out refinance23218.7%———$415,000

*Conventional loans only; medians with at least 20 loans.

Utah counties where Primary Residential Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
San Juan County12637.1%
Grand County11724.6%
Morgan County1141.7%
Davis County23521.0%
Weber County24491.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology