Lender in Florida · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Florida
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 400 owner-occupied single-family loans in Florida from 468 completed applications.
Its median conventional purchase loan costs were $5,170 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
400
of 468 applications
Denial rate
7.8%
Purchase · FL 12.8%
Rate spread
+0.21 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 359 | 330 | 7.8% | 6.875% | +0.21 pts | $5,170 | $345,000 |
| Refinance | 45 | 31 | 28.9% | — | — | — | $345,000 |
| Cash-out refinance | 64 | 39 | 39.1% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
- Prosperity Home Mortgage, LLC nationwide
- Florida mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology