Lender in New York · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in New York
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 222 owner-occupied single-family loans in New York from 238 completed applications.
Its median conventional purchase loan costs were $6,230 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).
Loans in NY
222
of 238 applications
Denial rate
4.4%
Purchase · NY 9.5%
Rate spread
+0.26 pts
Conv. · NY +0.07 pts
Loan amount
$425,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 215 | 4.4% | 6.750% | +0.26 pts | $6,230 | $425,000 |
| Refinance | 8 | 5 | — | — | — | — | — |
| Cash-out refinance | 5 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 8 | 30 | 2.9% |
| Dutchess County | 13 | 47 | 1.9% |
| Westchester County | 16 | 118 | 1.6% |
- Prosperity Home Mortgage, LLC nationwide
- New York mortgage market
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- Prosperity Home Mortgage, LLC in Connecticut
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- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology