Lender in Texas · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Texas
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 483 owner-occupied single-family loans in Texas from 523 completed applications.
Its median conventional purchase loan costs were $8,130 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
483
of 523 applications
Denial rate
4.9%
Purchase · TX 10.2%
Rate spread
+0.24 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 473 | 444 | 4.9% | 6.750% | +0.24 pts | $8,130 | $365,000 |
| Refinance | 42 | 34 | 19.1% | — | — | — | $395,000 |
| Cash-out refinance | 8 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 9 | 2 | 2.6% |
| Clay County | 25 | 1 | 0.7% |
- Prosperity Home Mortgage, LLC nationwide
- Texas mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology