Lender in Colorado · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Colorado
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 473 owner-occupied single-family loans in Colorado from 624 completed applications.
Its median conventional purchase loan costs were $4,140 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.375% (Colorado: 6.50%).
Loans in CO
473
of 624 applications
Denial rate
17.4%
Purchase · CO 6.3%
Rate spread
−0.17 pts
Conv. · CO +0.04 pts
Loan amount
$465,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 384 | 317 | 17.4% | 6.375% | −0.17 pts | $4,140 | $465,000 |
| Refinance | 58 | 41 | 29.3% | 6.250% | −0.25 pts | $4,190 | $415,000 |
| Cash-out refinance | 182 | 115 | 36.3% | 6.750% | +0.30 pts | $4,180 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mineral County | 7 | 1 | 8.3% |
| Routt County | 9 | 8 | 2.4% |
| Jackson County | 10 | 1 | 7.7% |
| Pitkin County | 12 | 4 | 2.9% |
| Ouray County | 15 | 2 | 2.4% |
| Eagle County | 16 | 7 | 1.2% |
| Sedgwick County | 18 | 1 | 4.2% |
| Garfield County | 22 | 8 | 1.1% |
| Boulder County | 24 | 31 | 0.8% |
| Bent County | 24 | 1 | 2.4% |
- Wells Fargo Bank, N.A. nationwide
- Colorado mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology