Lender in Arizona · HMDA 2025

Ark-La-Tex Financial Services, LLC. mortgages in Arizona

Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Ark-La-Tex Financial Services, LLC. originated 304 owner-occupied single-family loans in Arizona from 323 completed applications.

Its median conventional purchase loan costs were $5,540 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).

Loans in AZ

304

of 323 applications

Denial rate

3.0%

Purchase · AZ 8.2%

Rate spread

+0.28 pts

Conv. · AZ +0.11 pts

Loan amount

$425,000

Purchase · AZ $385,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	262	250	3.0%	6.625%	+0.28 pts	$5,540	$425,000
Refinance	30	28	3.3%	—	—	—	$415,000
Cash-out refinance	31	26	12.9%	—	+0.38 pts	$5,310	$295,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25

County	Rank	Loans	Market share
Coconino County	4	61	5.3%
La Paz County	10	1	1.8%
Santa Cruz County	15	12	1.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology