Lender in Georgia · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Georgia
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 362 owner-occupied single-family loans in Georgia from 372 completed applications.
Its median conventional purchase loan costs were $3,480 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
362
of 372 applications
Denial rate
1.0%
Purchase · GA 9.9%
Rate spread
+0.22 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 312 | 308 | 1.0% | 6.625% | +0.22 pts | $3,480 | $295,000 |
| Refinance | 42 | 38 | 4.8% | 6.250% | +0.01 pts | $7,280 | $325,000 |
| Cash-out refinance | 18 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Talbot County | 4 | 2 | 4.3% |
| Stewart County | 5 | 1 | 5.3% |
| Calhoun County | 7 | 1 | 4.5% |
| Muscogee County | 8 | 89 | 4.0% |
| Troup County | 8 | 34 | 3.3% |
| Harris County | 8 | 27 | 4.2% |
| Heard County | 9 | 3 | 1.9% |
| Johnson County | 9 | 1 | 1.9% |
| Marion County | 9 | 1 | 1.8% |
| Catoosa County | 13 | 22 | 2.0% |
| Chattooga County | 15 | 3 | 1.5% |
| Dade County | 16 | 3 | 1.4% |
| Pierce County | 18 | 2 | 0.9% |
| McDuffie County | 22 | 2 | 0.9% |
| Walker County | 23 | 11 | 1.0% |
| Dodge County | 25 | 1 | 0.8% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Georgia mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology