Lender in Tennessee · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Tennessee
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 450 owner-occupied single-family loans in Tennessee from 469 completed applications.
Its median conventional purchase loan costs were $4,070 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
450
of 469 applications
Denial rate
2.5%
Purchase · TN 7.7%
Rate spread
+0.27 pts
Conv. · TN +0.11 pts
Loan amount
$305,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 394 | 381 | 2.5% | 6.750% | +0.27 pts | $4,070 | $305,000 |
| Refinance | 34 | 32 | 5.9% | — | — | — | $305,000 |
| Cash-out refinance | 41 | 37 | 4.9% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cocke County | 8 | 6 | 1.9% |
| Hamilton County | 11 | 114 | 2.0% |
| Sullivan County | 11 | 48 | 1.9% |
| Washington County | 13 | 35 | 1.8% |
| Greene County | 13 | 14 | 1.6% |
| Unicoi County | 13 | 3 | 1.4% |
| Hawkins County | 17 | 9 | 1.4% |
| Anderson County | 18 | 14 | 1.1% |
| Sequatchie County | 18 | 3 | 1.2% |
| Campbell County | 19 | 6 | 1.2% |
| Wayne County | 21 | 1 | 0.7% |
| Marion County | 22 | 5 | 1.1% |
| Rhea County | 25 | 4 | 0.9% |
| Polk County | 25 | 2 | 1.1% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Tennessee mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology