Lender in California · HMDA 2025

Ark-La-Tex Financial Services, LLC. mortgages in California

Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Ark-La-Tex Financial Services, LLC. originated 602 owner-occupied single-family loans in California from 641 completed applications.

Its median conventional purchase loan costs were $8,580 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).

Loans in CA

602

of 641 applications

Denial rate

5.1%

Purchase · CA 8.9%

Rate spread

+0.27 pts

Conv. · CA +0.09 pts

Loan amount

$475,000

Purchase · CA $575,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	492	459	5.1%	6.625%	+0.27 pts	$8,580	$475,000
Refinance	73	69	2.7%	6.490%	−0.01 pts	$6,960	$645,000
Cash-out refinance	76	74	1.3%	6.750%	+0.25 pts	$5,940	$305,000

*Conventional loans only; medians with at least 20 loans.

California counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25

County	Rank	Loans	Market share
Plumas County	17	2	1.0%
Imperial County	18	14	1.2%
Tulare County	22	37	0.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology