Lender in Florida · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Florida
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 696 owner-occupied single-family loans in Florida from 743 completed applications.
Its median conventional purchase loan costs were $5,010 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
696
of 743 applications
Denial rate
4.1%
Purchase · FL 12.8%
Rate spread
+0.21 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 638 | 605 | 4.1% | 6.625% | +0.21 pts | $5,010 | $325,000 |
| Refinance | 53 | 48 | 7.5% | — | — | — | $395,000 |
| Cash-out refinance | 52 | 43 | 11.5% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Santa Rosa County | 8 | 124 | 2.8% |
| Union County | 12 | 1 | 1.7% |
| Escambia County | 13 | 77 | 1.7% |
| Walton County | 13 | 21 | 1.3% |
| Okaloosa County | 17 | 50 | 1.3% |
| Holmes County | 21 | 1 | 1.0% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Florida mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology