Lender in Texas · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Texas
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 3,935 owner-occupied single-family loans in Texas from 4,092 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $4,570 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
3,935
of 4,092 applications
Denial rate
2.9%
Purchase · TX 10.2%
Rate spread
+0.17 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,805 | 3,663 | 2.9% | 6.625% | +0.17 pts | $4,570 | $305,000 |
| Refinance | 200 | 190 | 3.0% | 6.500% | +0.13 pts | $6,820 | $395,000 |
| Cash-out refinance | 87 | 82 | 4.6% | 6.990% | +0.59 pts | $8,100 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
Showing the 30 counties where it ranks highest, of 64.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gaines County | 1 | 42 | 15.7% |
| Castro County | 1 | 14 | 36.8% |
| Swisher County | 1 | 14 | 22.2% |
| Rains County | 1 | 12 | 8.4% |
| Motley County | 1 | 1 | 14.3% |
| Lamb County | 2 | 11 | 14.1% |
| Dawson County | 2 | 5 | 7.6% |
| Lynn County | 2 | 5 | 7.5% |
| Yoakum County | 2 | 4 | 8.2% |
| Bailey County | 2 | 2 | 6.9% |
| Walker County | 3 | 32 | 5.8% |
| Hale County | 3 | 16 | 8.1% |
| Crosby County | 3 | 2 | 6.5% |
| Lubbock County | 4 | 232 | 5.3% |
| Terry County | 4 | 5 | 7.3% |
| Martin County | 4 | 2 | 4.4% |
| Floyd County | 4 | 1 | 5.0% |
| Garza County | 5 | 1 | 6.3% |
| Midland County | 6 | 138 | 4.1% |
| Montgomery County | 7 | 408 | 2.7% |
| Waller County | 7 | 51 | 2.6% |
| Henderson County | 7 | 28 | 3.0% |
| Somervell County | 7 | 4 | 3.2% |
| Mitchell County | 7 | 2 | 4.3% |
| Crane County | 8 | 1 | 4.3% |
| Collin County | 9 | 384 | 1.6% |
| Denton County | 9 | 338 | 1.7% |
| Hopkins County | 9 | 9 | 2.4% |
| Scurry County | 9 | 3 | 2.5% |
| Donley County | 9 | 1 | 2.9% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Texas mortgage market
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology