Lender in Pennsylvania · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Pennsylvania
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 348 owner-occupied single-family loans in Pennsylvania from 364 completed applications.
Its median conventional purchase loan costs were $7,590 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
348
of 364 applications
Denial rate
3.1%
Purchase · PA 6.7%
Rate spread
+0.31 pts
Conv. · PA +0.17 pts
Loan amount
$235,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 307 | 3.1% | 6.625% | +0.31 pts | $7,590 | $235,000 |
| Refinance | 17 | 17 | — | — | — | — | — |
| Cash-out refinance | 24 | 24 | 0.0% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Luzerne County | 3 | 164 | 5.0% |
| Lackawanna County | 20 | 21 | 1.1% |
| Susquehanna County | 24 | 3 | 0.9% |
| Wyoming County | 25 | 2 | 0.9% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Pennsylvania mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology