Lender in Colorado · HMDA 2025
Bank of America, N.A. mortgages in Colorado
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Bank of America, N.A. originated 356 owner-occupied single-family loans in Colorado from 406 completed applications.
Its median conventional purchase loan costs were $3,930 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.125% (Colorado: 6.50%).
Loans in CO
356
of 406 applications
Denial rate
10.5%
Purchase · CO 6.3%
Rate spread
−0.31 pts
Conv. · CO +0.04 pts
Loan amount
$485,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 332 | 291 | 10.5% | 6.125% | −0.31 pts | $3,930 | $485,000 |
| Refinance | 58 | 52 | 10.3% | — | −0.20 pts | $3,650 | $865,000 |
| Cash-out refinance | 16 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pitkin County | 14 | 3 | 2.2% |
| Denver County | 15 | 107 | 1.2% |
| San Miguel County | 24 | 1 | 1.3% |
- Bank of America, N.A. nationwide
- Colorado mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology