Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Delaware · HMDA 2025

Guild Mortgage Company mortgages in Delaware

Guild Mortgage Company's 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.

Guild Mortgage Company originated 422 owner-occupied single-family loans in Delaware from 483 completed applications, making it the state's #7 lender by volume.

Its median conventional purchase loan costs were $5,720 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.625% (Delaware: 6.625%).

Loans in DE
422
of 483 applications
Denial rate
4.4%
Purchase · DE 8.5%
Rate spread
+0.23 pts
Conv. · DE +0.18 pts
Loan amount
$365,000
Purchase · DE $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4063634.4%6.625%+0.23 pts$5,720$365,000
Refinance604510.0%—+0.10 pts$5,250$375,000
Cash-out refinance1714—————

*Conventional loans only; medians with at least 20 loans.

Delaware counties where Guild Mortgage Company ranks in the top 25

CountyRankLoansMarket share
Kent County61173.8%
Sussex County101232.6%
New Castle County111822.5%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology