Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Hawaii · HMDA 2025

Guild Mortgage Company mortgages in Hawaii

Guild Mortgage Company's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.

Guild Mortgage Company originated 255 owner-occupied single-family loans in Hawaii from 300 completed applications, making it the state's #13 lender by volume.

Its median conventional purchase loan costs were $10,760 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.625% (Hawaii: 6.50%).

Loans in HI
255
of 300 applications
Denial rate
7.4%
Purchase · HI 10.1%
Rate spread
+0.26 pts
Conv. · HI +0.07 pts
Loan amount
$525,000
Purchase · HI $585,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2432147.4%6.625%+0.26 pts$10,760$525,000
Refinance31259.7%———$455,000
Cash-out refinance261619.2%————

*Conventional loans only; medians with at least 20 loans.

Hawaii counties where Guild Mortgage Company ranks in the top 25

CountyRankLoansMarket share
Hawaii County4945.5%
Honolulu County151452.0%
Kauai County1661.4%
Maui County24101.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology