Lender in Montana · HMDA 2025
Guild Mortgage Company mortgages in Montana
Guild Mortgage Company's 2025 home-purchase and refinance lending in Montana, compared with all lenders in the state.
Guild Mortgage Company originated 394 owner-occupied single-family loans in Montana from 445 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $7,130 versus $6,560 for all Montana lenders, at a median 30-year fixed rate of 6.625% (Montana: 6.625%).
Loans in MT
394
of 445 applications
Denial rate
3.5%
Purchase · MT 7.7%
Rate spread
+0.10 pts
Conv. · MT +0.15 pts
Loan amount
$305,000
Purchase · MT $365,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 374 | 332 | 3.5% | 6.625% | +0.10 pts | $7,130 | $305,000 |
| Refinance | 25 | 24 | 0.0% | — | −0.07 pts | $6,650 | $325,000 |
| Cash-out refinance | 46 | 38 | 10.9% | 6.750% | +0.27 pts | $6,270 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Montana counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Silver Bow County | 1 | 118 | 24.7% |
| Deer Lodge County | 2 | 14 | 10.6% |
| Beaverhead County | 3 | 7 | 7.4% |
| Glacier County | 3 | 3 | 6.8% |
| Hill County | 4 | 11 | 7.2% |
| Granite County | 4 | 2 | 5.9% |
| Stillwater County | 5 | 8 | 5.9% |
| Big Horn County | 5 | 3 | 7.1% |
| Liberty County | 5 | 1 | 6.7% |
| Yellowstone County | 7 | 111 | 4.5% |
| Chouteau County | 7 | 2 | 5.7% |
| Powell County | 7 | 2 | 3.9% |
| Jefferson County | 8 | 5 | 2.7% |
| Blaine County | 8 | 1 | 4.2% |
| Carbon County | 9 | 4 | 2.9% |
| Phillips County | 9 | 1 | 3.2% |
| Sheridan County | 10 | 1 | 3.5% |
| Gallatin County | 11 | 43 | 3.0% |
| Ravalli County | 11 | 12 | 2.3% |
| Lake County | 12 | 4 | 1.5% |
| Sanders County | 12 | 2 | 1.7% |
| Musselshell County | 12 | 1 | 2.2% |
| Rosebud County | 12 | 1 | 2.6% |
| Pondera County | 13 | 1 | 2.1% |
| Madison County | 14 | 3 | 2.3% |
| Toole County | 14 | 1 | 2.5% |
| Park County | 21 | 2 | 1.0% |
| Mineral County | 21 | 1 | 1.2% |
| Richland County | 21 | 1 | 0.9% |
| Missoula County | 23 | 10 | 0.8% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology