Lender in Wisconsin · HMDA 2025
New American Funding mortgages in Wisconsin
New American Funding's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
New American Funding originated 411 owner-occupied single-family loans in Wisconsin from 530 completed applications.
Its median conventional purchase loan costs were $4,380 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.875% (Wisconsin: 6.625%).
Loans in WI
411
of 530 applications
Denial rate
7.6%
Purchase · WI 6.2%
Rate spread
+0.44 pts
Conv. · WI +0.12 pts
Loan amount
$255,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 255 | 7.6% | 6.875% | +0.44 pts | $4,380 | $255,000 |
| Refinance | 82 | 61 | 24.4% | — | +0.33 pts | $5,690 | $285,000 |
| Cash-out refinance | 172 | 95 | 44.8% | — | +0.86 pts | $7,010 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Buffalo County | 13 | 3 | 1.9% |
| Sawyer County | 13 | 3 | 1.7% |
| Manitowoc County | 17 | 16 | 1.3% |
| Forest County | 17 | 1 | 0.9% |
| Sheboygan County | 18 | 26 | 1.7% |
| Lincoln County | 18 | 4 | 1.1% |
| Jackson County | 20 | 2 | 0.7% |
| Pepin County | 22 | 1 | 1.2% |
| Ashland County | 23 | 2 | 1.1% |
| Price County | 23 | 2 | 1.0% |
| Taylor County | 23 | 2 | 0.9% |
| Waushara County | 24 | 3 | 0.9% |
- New American Funding nationwide
- Wisconsin mortgage market
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- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology