Lender in Florida · HMDA 2025
Pennymac Loan Services, LLC mortgages in Florida
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 6,875 owner-occupied single-family loans in Florida from 8,836 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $8,730 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.624% (Florida: 6.625%).
Loans in FL
6,875
of 8,836 applications
Denial rate
16.1%
Purchase · FL 12.8%
Rate spread
+0.20 pts
Conv. · FL +0.14 pts
Loan amount
$425,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,248 | 4,362 | 16.1% | 6.624% | +0.20 pts | $8,730 | $425,000 |
| Refinance | 1,926 | 1,435 | 17.9% | 6.124% | −0.12 pts | $6,920 | $365,000 |
| Cash-out refinance | 1,662 | 1,078 | 33.3% | 6.625% | +0.30 pts | $8,820 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 59.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broward County | 4 | 606 | 3.4% |
| Pinellas County | 4 | 267 | 2.5% |
| Seminole County | 4 | 172 | 3.0% |
| Palm Beach County | 5 | 426 | 2.7% |
| Sarasota County | 5 | 213 | 3.0% |
| Miami-Dade County | 6 | 645 | 3.6% |
| Hillsborough County | 6 | 467 | 2.5% |
| Orange County | 6 | 362 | 2.5% |
| Pasco County | 6 | 295 | 2.4% |
| Manatee County | 6 | 236 | 3.0% |
| St. Lucie County | 6 | 179 | 2.6% |
| Martin County | 6 | 83 | 3.9% |
| Hardee County | 6 | 7 | 4.5% |
| Collier County | 7 | 105 | 2.4% |
| DeSoto County | 7 | 6 | 2.7% |
| Glades County | 7 | 3 | 3.3% |
| Volusia County | 8 | 200 | 2.3% |
| Charlotte County | 8 | 80 | 1.8% |
| Lake County | 9 | 161 | 2.1% |
| Citrus County | 9 | 69 | 2.3% |
| Flagler County | 9 | 56 | 1.9% |
| Hendry County | 9 | 15 | 3.1% |
| Putnam County | 9 | 13 | 2.3% |
| Okeechobee County | 9 | 10 | 2.9% |
| Lee County | 10 | 332 | 2.4% |
| Polk County | 10 | 235 | 1.8% |
| Gilchrist County | 10 | 4 | 2.4% |
| Calhoun County | 10 | 2 | 2.7% |
| Duval County | 11 | 287 | 2.1% |
| Brevard County | 11 | 211 | 1.9% |
- Pennymac Loan Services, LLC nationwide
- Florida mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
- Pennymac Loan Services, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology