Lender in Virginia · HMDA 2025
Pennymac Loan Services, LLC mortgages in Virginia
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 2,574 owner-occupied single-family loans in Virginia from 3,248 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,960 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.624% (Virginia: 6.625%).
Loans in VA
2,574
of 3,248 applications
Denial rate
12.0%
Purchase · VA 6.9%
Rate spread
+0.16 pts
Conv. · VA +0.10 pts
Loan amount
$475,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 967 | 847 | 12.0% | 6.624% | +0.16 pts | $6,960 | $475,000 |
| Refinance | 1,423 | 1,143 | 9.6% | 5.999% | −0.13 pts | $5,270 | $395,000 |
| Cash-out refinance | 858 | 584 | 29.9% | 6.499% | +0.27 pts | $7,440 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 94.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sussex County | 2 | 6 | 6.3% |
| Covington city | 2 | 3 | 4.0% |
| Alleghany County | 3 | 5 | 3.2% |
| King George County | 5 | 25 | 4.6% |
| Essex County | 5 | 8 | 5.0% |
| Hopewell city | 7 | 11 | 2.7% |
| Colonial Heights city | 7 | 9 | 3.2% |
| Appomattox County | 7 | 7 | 2.9% |
| Loudoun County | 8 | 161 | 2.2% |
| Alexandria city | 8 | 57 | 2.9% |
| Dinwiddie County | 8 | 15 | 3.2% |
| Amherst County | 8 | 9 | 2.2% |
| Danville city | 8 | 8 | 2.5% |
| Floyd County | 8 | 5 | 3.3% |
| Surry County | 8 | 4 | 3.9% |
| Hampton city | 9 | 71 | 2.9% |
| Newport News city | 9 | 57 | 2.3% |
| Caroline County | 9 | 24 | 2.8% |
| Powhatan County | 9 | 14 | 2.5% |
| Petersburg city | 9 | 11 | 2.3% |
| Fairfax County | 10 | 310 | 2.4% |
| Chesterfield County | 10 | 161 | 2.3% |
| York County | 10 | 33 | 3.0% |
| Isle of Wight County | 10 | 20 | 2.2% |
| Westmoreland County | 10 | 14 | 3.1% |
| Winchester city | 10 | 7 | 2.0% |
| Mathews County | 10 | 4 | 3.1% |
| Scott County | 10 | 4 | 2.8% |
| Buena Vista city | 10 | 2 | 2.7% |
| Virginia Beach city | 11 | 164 | 2.3% |
- Pennymac Loan Services, LLC nationwide
- Virginia mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
- Pennymac Loan Services, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology