Lender in Texas · HMDA 2025
Pennymac Loan Services, LLC mortgages in Texas
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 4,712 owner-occupied single-family loans in Texas from 6,144 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $7,930 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
4,712
of 6,144 applications
Denial rate
15.7%
Purchase · TX 10.2%
Rate spread
+0.13 pts
Conv. · TX +0.09 pts
Loan amount
$375,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,332 | 1,945 | 15.7% | 6.625% | +0.13 pts | $7,930 | $375,000 |
| Refinance | 2,643 | 2,016 | 13.8% | 6.124% | −0.17 pts | $6,860 | $345,000 |
| Cash-out refinance | 1,169 | 751 | 32.3% | 6.875% | +0.52 pts | $9,780 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 107.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 5 | 3 | 4.9% |
| Gillespie County | 6 | 13 | 3.9% |
| Franklin County | 6 | 5 | 4.3% |
| Winkler County | 6 | 3 | 7.3% |
| Irion County | 6 | 1 | 12.5% |
| Rockwall County | 7 | 65 | 2.3% |
| Brewster County | 7 | 2 | 3.5% |
| Haskell County | 7 | 2 | 5.3% |
| Burnet County | 8 | 21 | 2.3% |
| Wood County | 8 | 15 | 2.5% |
| Hopkins County | 8 | 12 | 3.2% |
| San Jacinto County | 8 | 6 | 2.2% |
| Scurry County | 8 | 4 | 3.3% |
| Wilson County | 9 | 18 | 2.3% |
| Fannin County | 9 | 11 | 2.2% |
| Ochiltree County | 9 | 2 | 3.5% |
| Crockett County | 9 | 1 | 10.0% |
| Calhoun County | 10 | 4 | 2.4% |
| Coke County | 10 | 1 | 5.6% |
| Parker County | 11 | 64 | 1.8% |
| Victoria County | 11 | 17 | 2.3% |
| Willacy County | 11 | 2 | 3.3% |
| Culberson County | 11 | 1 | 7.7% |
| Sutton County | 11 | 1 | 6.7% |
| Denton County | 12 | 279 | 1.4% |
| Wichita County | 12 | 24 | 1.7% |
| Val Verde County | 12 | 9 | 2.3% |
| Matagorda County | 12 | 7 | 2.4% |
| Brown County | 12 | 6 | 1.9% |
| Blanco County | 12 | 5 | 2.4% |
- Pennymac Loan Services, LLC nationwide
- Texas mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
- Pennymac Loan Services, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology