Lender in Georgia · HMDA 2025
Pennymac Loan Services, LLC mortgages in Georgia
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 3,414 owner-occupied single-family loans in Georgia from 4,357 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $6,680 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.624% (Georgia: 6.624%).
Loans in GA
3,414
of 4,357 applications
Denial rate
14.5%
Purchase · GA 9.9%
Rate spread
+0.16 pts
Conv. · GA +0.13 pts
Loan amount
$365,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,517 | 1,279 | 14.5% | 6.624% | +0.16 pts | $6,680 | $365,000 |
| Refinance | 1,551 | 1,252 | 11.9% | 6.125% | −0.10 pts | $5,170 | $325,000 |
| Cash-out refinance | 1,289 | 883 | 29.1% | 6.624% | +0.24 pts | $7,390 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 113.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 2 | 46 | 8.4% |
| Washington County | 2 | 6 | 7.4% |
| Forsyth County | 3 | 149 | 2.9% |
| Glynn County | 3 | 61 | 5.0% |
| Crisp County | 3 | 7 | 6.3% |
| Talbot County | 3 | 3 | 6.4% |
| Cobb County | 4 | 229 | 2.1% |
| Morgan County | 4 | 20 | 6.2% |
| McIntosh County | 4 | 9 | 4.4% |
| Ware County | 4 | 9 | 3.1% |
| Douglas County | 5 | 55 | 2.3% |
| Newton County | 5 | 53 | 2.8% |
| Dougherty County | 5 | 35 | 6.0% |
| Chatham County | 6 | 157 | 3.5% |
| Cherokee County | 6 | 116 | 2.2% |
| Bryan County | 6 | 46 | 3.7% |
| Pickens County | 6 | 23 | 3.4% |
| Wayne County | 6 | 11 | 3.4% |
| Oglethorpe County | 6 | 7 | 3.3% |
| Grady County | 6 | 6 | 3.8% |
| Brantley County | 6 | 4 | 3.5% |
| Fulton County | 7 | 300 | 2.2% |
| Gwinnett County | 7 | 242 | 1.9% |
| Camden County | 7 | 46 | 3.3% |
| Union County | 7 | 13 | 3.0% |
| White County | 7 | 11 | 2.8% |
| Jones County | 7 | 10 | 3.1% |
| Paulding County | 8 | 78 | 2.1% |
| Clayton County | 8 | 73 | 2.3% |
| Effingham County | 8 | 49 | 3.5% |
- Pennymac Loan Services, LLC nationwide
- Georgia mortgage market
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- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
- Pennymac Loan Services, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology