Lender in Pennsylvania · HMDA 2025
Pennymac Loan Services, LLC mortgages in Pennsylvania
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 3,330 owner-occupied single-family loans in Pennsylvania from 4,087 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $7,220 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.624% (Pennsylvania: 6.625%).
Loans in PA
3,330
of 4,087 applications
Denial rate
9.6%
Purchase · PA 6.7%
Rate spread
+0.21 pts
Conv. · PA +0.17 pts
Loan amount
$315,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,941 | 1,742 | 9.6% | 6.624% | +0.21 pts | $7,220 | $315,000 |
| Refinance | 1,084 | 869 | 14.6% | 6.124% | −0.11 pts | $6,370 | $295,000 |
| Cash-out refinance | 1,062 | 719 | 31.4% | 6.624% | +0.30 pts | $7,930 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 58.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 3 | 212 | 6.3% |
| Dauphin County | 4 | 153 | 4.8% |
| Lancaster County | 5 | 217 | 4.1% |
| Montgomery County | 6 | 283 | 2.9% |
| Berks County | 6 | 151 | 3.3% |
| Lackawanna County | 6 | 85 | 4.3% |
| Monroe County | 6 | 62 | 2.8% |
| Lebanon County | 6 | 53 | 3.2% |
| Chester County | 7 | 207 | 3.1% |
| Delaware County | 7 | 161 | 2.6% |
| Lehigh County | 7 | 122 | 3.0% |
| Juniata County | 7 | 7 | 4.4% |
| York County | 8 | 205 | 3.3% |
| Bucks County | 8 | 200 | 2.8% |
| Schuylkill County | 8 | 35 | 2.4% |
| Carbon County | 8 | 20 | 2.1% |
| Wyoming County | 8 | 9 | 4.3% |
| Philadelphia County | 9 | 226 | 1.8% |
| Pike County | 9 | 22 | 2.1% |
| Centre County | 10 | 34 | 2.8% |
| Perry County | 10 | 16 | 3.3% |
| Butler County | 11 | 51 | 1.9% |
| Crawford County | 11 | 13 | 2.1% |
| Union County | 11 | 7 | 2.3% |
| Luzerne County | 12 | 66 | 2.0% |
| Franklin County | 12 | 40 | 2.0% |
| Columbia County | 12 | 12 | 2.2% |
| Northampton County | 13 | 76 | 2.1% |
| Northumberland County | 13 | 16 | 2.4% |
| Armstrong County | 13 | 10 | 2.0% |
- Pennymac Loan Services, LLC nationwide
- Pennsylvania mortgage market
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- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology