Lender in Missouri · HMDA 2025
Pennymac Loan Services, LLC mortgages in Missouri
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,908 owner-occupied single-family loans in Missouri from 2,389 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $3,660 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.75% (Missouri: 6.625%).
Loans in MO
1,908
of 2,389 applications
Denial rate
13.2%
Purchase · MO 6.5%
Rate spread
+0.27 pts
Conv. · MO +0.24 pts
Loan amount
$275,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 748 | 643 | 13.2% | 6.750% | +0.27 pts | $3,660 | $275,000 |
| Refinance | 994 | 806 | 12.0% | 6.375% | +0.02 pts | $4,400 | $255,000 |
| Cash-out refinance | 647 | 459 | 26.0% | 6.750% | +0.39 pts | $4,990 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 91.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Daviess County | 2 | 7 | 6.5% |
| Scotland County | 2 | 3 | 20.0% |
| Bates County | 3 | 17 | 7.1% |
| Christian County | 4 | 78 | 4.1% |
| St. Clair County | 4 | 3 | 5.8% |
| Grundy County | 5 | 6 | 5.9% |
| Dade County | 5 | 5 | 6.1% |
| Greene County | 6 | 183 | 3.8% |
| Johnson County | 6 | 41 | 3.9% |
| Pulaski County | 7 | 35 | 3.7% |
| Taney County | 7 | 23 | 3.3% |
| Stone County | 7 | 17 | 3.1% |
| Washington County | 7 | 8 | 3.3% |
| Pemiscot County | 7 | 6 | 7.4% |
| Mississippi County | 7 | 4 | 4.4% |
| Cass County | 8 | 55 | 2.5% |
| Newton County | 8 | 19 | 2.3% |
| Polk County | 8 | 18 | 3.6% |
| Laclede County | 8 | 14 | 3.1% |
| Stoddard County | 8 | 10 | 3.4% |
| Nodaway County | 8 | 8 | 4.0% |
| Vernon County | 8 | 8 | 3.9% |
| Howell County | 9 | 12 | 3.0% |
| Osage County | 9 | 8 | 3.8% |
| Dallas County | 9 | 7 | 3.2% |
| Wright County | 9 | 6 | 2.7% |
| Ralls County | 9 | 3 | 2.8% |
| Carter County | 9 | 2 | 4.0% |
| Jefferson County | 10 | 98 | 2.3% |
| Cole County | 10 | 21 | 1.7% |
- Pennymac Loan Services, LLC nationwide
- Missouri mortgage market
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- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology