Lender in Maine · HMDA 2025
Guild Mortgage Company mortgages in Maine
Guild Mortgage Company's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
Guild Mortgage Company originated 1,019 owner-occupied single-family loans in Maine from 1,106 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $4,350 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.75% (Maine: 6.625%).
Loans in ME
1,019
of 1,106 applications
Denial rate
3.8%
Purchase · ME 8.3%
Rate spread
+0.30 pts
Conv. · ME +0.23 pts
Loan amount
$325,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 860 | 807 | 3.8% | 6.750% | +0.30 pts | $4,350 | $325,000 |
| Refinance | 146 | 130 | 6.2% | 6.125% | +0.00 pts | $3,900 | $325,000 |
| Cash-out refinance | 100 | 82 | 15.0% | 6.875% | +0.34 pts | $4,950 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Androscoggin County | 1 | 191 | 12.7% |
| Kennebec County | 2 | 164 | 9.6% |
| Cumberland County | 3 | 307 | 7.6% |
| Oxford County | 3 | 57 | 8.8% |
| Piscataquis County | 3 | 18 | 8.4% |
| York County | 5 | 127 | 3.9% |
| Somerset County | 5 | 30 | 5.4% |
| Franklin County | 5 | 15 | 5.4% |
| Sagadahoc County | 6 | 21 | 4.5% |
| Lincoln County | 7 | 19 | 4.7% |
| Waldo County | 11 | 11 | 2.3% |
| Penobscot County | 12 | 34 | 1.8% |
| Hancock County | 14 | 11 | 2.1% |
| Aroostook County | 15 | 8 | 1.3% |
| Knox County | 17 | 5 | 1.2% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology