Lender in Delaware · HMDA 2025
Pennymac Loan Services, LLC mortgages in Delaware
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 272 owner-occupied single-family loans in Delaware from 357 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $6,170 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.75% (Delaware: 6.625%).
Loans in DE
272
of 357 applications
Denial rate
16.5%
Purchase · DE 8.5%
Rate spread
+0.19 pts
Conv. · DE +0.18 pts
Loan amount
$345,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 85 | 71 | 16.5% | 6.750% | +0.19 pts | $6,170 | $345,000 |
| Refinance | 144 | 115 | 11.8% | — | −0.15 pts | $5,380 | $355,000 |
| Cash-out refinance | 128 | 86 | 31.3% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 11 | 79 | 2.6% |
| New Castle County | 17 | 115 | 1.6% |
| Sussex County | 18 | 78 | 1.7% |
- Pennymac Loan Services, LLC nationwide
- Delaware mortgage market
- Pennymac Loan Services, LLC in California
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- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology