Lender in Hawaii · HMDA 2025
Pennymac Loan Services, LLC mortgages in Hawaii
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 349 owner-occupied single-family loans in Hawaii from 428 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $8,100 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.624% (Hawaii: 6.50%).
Loans in HI
349
of 428 applications
Denial rate
12.8%
Purchase · HI 10.1%
Rate spread
+0.19 pts
Conv. · HI +0.07 pts
Loan amount
$695,000
Purchase · HI $585,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 273 | 235 | 12.8% | 6.624% | +0.19 pts | $8,100 | $695,000 |
| Refinance | 105 | 84 | 17.1% | — | −0.01 pts | $8,310 | $725,000 |
| Cash-out refinance | 50 | 30 | 38.0% | — | — | — | $655,000 |
*Conventional loans only; medians with at least 20 loans.
Hawaii counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hawaii County | 6 | 64 | 3.7% |
| Honolulu County | 8 | 261 | 3.6% |
| Kauai County | 13 | 9 | 2.1% |
| Maui County | 17 | 15 | 1.8% |
- Pennymac Loan Services, LLC nationwide
- Hawaii mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology