Lender in Iowa · HMDA 2025
Pennymac Loan Services, LLC mortgages in Iowa
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 428 owner-occupied single-family loans in Iowa from 552 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $3,420 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.75% (Iowa: 6.375%).
Loans in IA
428
of 552 applications
Denial rate
13.4%
Purchase · IA 6.3%
Rate spread
+0.22 pts
Conv. · IA −0.05 pts
Loan amount
$245,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 187 | 161 | 13.4% | 6.750% | +0.22 pts | $3,420 | $245,000 |
| Refinance | 194 | 158 | 12.9% | — | +0.12 pts | $3,980 | $235,000 |
| Cash-out refinance | 171 | 109 | 33.9% | — | — | — | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wright County | 8 | 4 | 4.2% |
| Mills County | 9 | 8 | 2.7% |
| Fremont County | 9 | 4 | 4.6% |
| Franklin County | 9 | 2 | 4.3% |
| Dubuque County | 11 | 23 | 1.8% |
| Lee County | 11 | 4 | 2.0% |
| Palo Alto County | 11 | 2 | 2.9% |
| Dickinson County | 13 | 4 | 2.0% |
| Jefferson County | 13 | 3 | 1.8% |
| Sac County | 13 | 2 | 2.1% |
| Cerro Gordo County | 14 | 6 | 1.8% |
| Carroll County | 14 | 3 | 1.7% |
| Monona County | 14 | 2 | 1.8% |
| Van Buren County | 14 | 1 | 3.5% |
| Guthrie County | 15 | 3 | 1.7% |
| Hancock County | 15 | 2 | 1.9% |
| Iowa County | 16 | 3 | 1.2% |
| Jackson County | 16 | 3 | 1.7% |
| Decatur County | 16 | 2 | 2.5% |
| Jasper County | 17 | 10 | 1.6% |
| Warren County | 18 | 20 | 1.6% |
| Woodbury County | 18 | 14 | 1.1% |
| Jones County | 18 | 4 | 1.7% |
| Pottawattamie County | 19 | 20 | 1.5% |
| Buchanan County | 19 | 3 | 1.1% |
| Henry County | 20 | 3 | 1.7% |
| Mahaska County | 20 | 3 | 1.1% |
| Clayton County | 20 | 2 | 1.2% |
| Linn County | 21 | 29 | 0.8% |
| Story County | 21 | 12 | 1.2% |
- Pennymac Loan Services, LLC nationwide
- Iowa mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology