Lender in Massachusetts · HMDA 2025

Pennymac Loan Services, LLC mortgages in Massachusetts

Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Pennymac Loan Services, LLC originated 844 owner-occupied single-family loans in Massachusetts from 1,063 completed applications, making it the state's #17 lender by volume.

Its median conventional purchase loan costs were $5,750 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.624% (Massachusetts: 6.575%).

Loans in MA

844

of 1,063 applications

Denial rate

10.1%

Purchase · MA 6.3%

Rate spread

+0.12 pts

Conv. · MA +0.02 pts

Loan amount

$525,000

Purchase · MA $495,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	424	377	10.1%	6.624%	+0.12 pts	$5,750	$525,000
Refinance	347	274	14.1%	6.250%	−0.12 pts	$7,350	$445,000
Cash-out refinance	292	193	31.2%	6.624%	+0.16 pts	$9,390	$355,000

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where Pennymac Loan Services, LLC ranks in the top 25

County	Rank	Loans	Market share
Plymouth County	11	145	2.2%
Worcester County	12	161	1.5%
Barnstable County	14	33	1.4%
Berkshire County	16	10	0.8%
Bristol County	18	92	1.5%
Norfolk County	18	82	1.1%
Franklin County	21	8	1.2%
Hampden County	23	69	1.4%
Hampshire County	24	15	1.2%
Essex County	25	80	1.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology