Lender in Maryland · HMDA 2025
Pennymac Loan Services, LLC mortgages in Maryland
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,585 owner-occupied single-family loans in Maryland from 2,064 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $6,110 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.624% (Maryland: 6.625%).
Loans in MD
1,585
of 2,064 applications
Denial rate
15.1%
Purchase · MD 8.6%
Rate spread
+0.11 pts
Conv. · MD +0.14 pts
Loan amount
$445,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 661 | 552 | 15.1% | 6.624% | +0.11 pts | $6,110 | $445,000 |
| Refinance | 851 | 677 | 13.3% | 5.999% | −0.24 pts | $6,910 | $415,000 |
| Cash-out refinance | 552 | 356 | 32.3% | 6.875% | +0.31 pts | $9,210 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 4 | 64 | 3.3% |
| Calvert County | 7 | 50 | 3.2% |
| Cecil County | 7 | 33 | 2.4% |
| St. Mary's County | 8 | 65 | 3.6% |
| Dorchester County | 8 | 15 | 3.0% |
| Caroline County | 8 | 14 | 3.1% |
| Prince George's County | 9 | 244 | 2.2% |
| Charles County | 9 | 106 | 2.9% |
| Frederick County | 9 | 95 | 2.1% |
| Howard County | 9 | 84 | 2.1% |
| Anne Arundel County | 10 | 196 | 2.2% |
| Baltimore County | 10 | 168 | 1.8% |
| Queen Anne's County | 11 | 22 | 2.1% |
| Worcester County | 12 | 15 | 1.9% |
| Kent County | 12 | 5 | 2.1% |
| Montgomery County | 13 | 183 | 1.7% |
| Carroll County | 13 | 40 | 1.7% |
| Harford County | 15 | 73 | 1.9% |
| Wicomico County | 16 | 23 | 1.8% |
| Baltimore city | 20 | 75 | 1.3% |
| Allegany County | 20 | 8 | 1.1% |
| Garrett County | 20 | 3 | 1.2% |
- Pennymac Loan Services, LLC nationwide
- Maryland mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology