Lender in Mississippi · HMDA 2025
Pennymac Loan Services, LLC mortgages in Mississippi
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 423 owner-occupied single-family loans in Mississippi from 585 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,580 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.75% (Mississippi: 6.625%).
Loans in MS
423
of 585 applications
Denial rate
20.1%
Purchase · MS 11.3%
Rate spread
+0.22 pts
Conv. · MS +0.26 pts
Loan amount
$265,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 139 | 110 | 20.1% | 6.750% | +0.22 pts | $5,580 | $265,000 |
| Refinance | 277 | 212 | 13.7% | — | −0.06 pts | $7,530 | $265,000 |
| Cash-out refinance | 169 | 101 | 38.5% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pontotoc County | 6 | 15 | 6.0% |
| Union County | 7 | 11 | 5.1% |
| Holmes County | 7 | 2 | 6.1% |
| Lawrence County | 9 | 3 | 3.7% |
| Lee County | 11 | 21 | 2.3% |
| Simpson County | 11 | 5 | 2.6% |
| Alcorn County | 12 | 5 | 1.8% |
| Itawamba County | 12 | 5 | 2.5% |
| Clay County | 12 | 3 | 2.6% |
| Tishomingo County | 12 | 3 | 1.6% |
| DeSoto County | 13 | 66 | 2.0% |
| Lamar County | 13 | 23 | 2.6% |
| Tate County | 13 | 8 | 2.6% |
| Oktibbeha County | 13 | 7 | 1.8% |
| Claiborne County | 13 | 1 | 5.9% |
| Calhoun County | 14 | 2 | 2.4% |
| Jasper County | 14 | 2 | 2.6% |
| Lowndes County | 15 | 12 | 2.0% |
| Lafayette County | 16 | 13 | 2.0% |
| Marshall County | 16 | 7 | 1.4% |
| Stone County | 16 | 5 | 2.7% |
| Prentiss County | 16 | 3 | 1.7% |
| Tippah County | 17 | 2 | 1.9% |
| Harrison County | 18 | 42 | 1.4% |
| Hinds County | 18 | 19 | 1.2% |
| George County | 19 | 6 | 1.7% |
| Franklin County | 19 | 1 | 2.5% |
| Rankin County | 20 | 32 | 1.3% |
| Jones County | 20 | 7 | 1.3% |
| Marion County | 20 | 3 | 1.4% |
- Pennymac Loan Services, LLC nationwide
- Mississippi mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology