Lender in New Mexico · HMDA 2025
Pennymac Loan Services, LLC mortgages in New Mexico
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 376 owner-occupied single-family loans in New Mexico from 501 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $5,590 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.499% (New Mexico: 6.625%).
Loans in NM
376
of 501 applications
Denial rate
18.0%
Purchase · NM 8.3%
Rate spread
+0.15 pts
Conv. · NM +0.18 pts
Loan amount
$305,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 150 | 122 | 18.0% | 6.499% | +0.15 pts | $5,590 | $305,000 |
| Refinance | 215 | 172 | 15.8% | — | — | — | $325,000 |
| Cash-out refinance | 136 | 82 | 36.8% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Taos County | 3 | 9 | 4.5% |
| Quay County | 5 | 3 | 9.4% |
| Grant County | 6 | 8 | 4.8% |
| Lea County | 7 | 19 | 3.6% |
| Lincoln County | 7 | 4 | 2.5% |
| Eddy County | 9 | 24 | 3.3% |
| Curry County | 9 | 17 | 2.9% |
| Otero County | 10 | 14 | 1.9% |
| Union County | 10 | 1 | 5.9% |
| San Juan County | 12 | 12 | 1.4% |
| Sierra County | 13 | 2 | 2.5% |
| Bernalillo County | 15 | 133 | 1.6% |
| Roosevelt County | 15 | 2 | 1.3% |
| Socorro County | 16 | 2 | 2.4% |
| Sandoval County | 18 | 46 | 1.4% |
| Doña Ana County | 19 | 33 | 1.3% |
| Chaves County | 20 | 5 | 0.9% |
| Santa Fe County | 21 | 20 | 1.2% |
| Valencia County | 21 | 13 | 1.1% |
| Luna County | 21 | 2 | 1.5% |
| Rio Arriba County | 24 | 2 | 1.5% |
- Pennymac Loan Services, LLC nationwide
- New Mexico mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology