Lender in Oregon · HMDA 2025
Pennymac Loan Services, LLC mortgages in Oregon
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 844 owner-occupied single-family loans in Oregon from 1,017 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $6,520 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
844
of 1,017 applications
Denial rate
9.4%
Purchase · OR 5.7%
Rate spread
+0.17 pts
Conv. · OR +0.12 pts
Loan amount
$455,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 477 | 428 | 9.4% | 6.625% | +0.17 pts | $6,520 | $455,000 |
| Refinance | 302 | 255 | 9.6% | 6.124% | −0.07 pts | $7,560 | $445,000 |
| Cash-out refinance | 238 | 161 | 29.0% | 6.624% | +0.19 pts | $8,200 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yamhill County | 7 | 37 | 3.0% |
| Malheur County | 8 | 6 | 2.3% |
| Hood River County | 8 | 5 | 2.8% |
| Union County | 9 | 7 | 2.5% |
| Baker County | 10 | 6 | 3.1% |
| Marion County | 11 | 77 | 2.2% |
| Jackson County | 11 | 54 | 2.1% |
| Washington County | 12 | 140 | 1.9% |
| Clackamas County | 12 | 95 | 1.9% |
| Deschutes County | 12 | 71 | 2.1% |
| Douglas County | 12 | 23 | 2.0% |
| Josephine County | 13 | 18 | 2.0% |
| Benton County | 13 | 15 | 2.1% |
| Multnomah County | 14 | 135 | 1.6% |
| Polk County | 15 | 18 | 1.7% |
| Curry County | 15 | 3 | 1.9% |
| Umatilla County | 16 | 16 | 1.7% |
| Clatsop County | 17 | 6 | 1.3% |
| Morrow County | 18 | 2 | 1.7% |
| Klamath County | 20 | 10 | 1.3% |
| Coos County | 20 | 8 | 1.2% |
| Columbia County | 20 | 7 | 1.0% |
| Lane County | 21 | 47 | 1.2% |
| Linn County | 21 | 21 | 1.4% |
| Jefferson County | 21 | 4 | 1.3% |
| Crook County | 23 | 6 | 1.3% |
- Pennymac Loan Services, LLC nationwide
- Oregon mortgage market
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- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology