Lender in Utah · HMDA 2025
Pennymac Loan Services, LLC mortgages in Utah
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 738 owner-occupied single-family loans in Utah from 907 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $6,520 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.624% (Utah: 6.50%).
Loans in UT
738
of 907 applications
Denial rate
17.3%
Purchase · UT 6.5%
Rate spread
+0.11 pts
Conv. · UT +0.05 pts
Loan amount
$495,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 358 | 294 | 17.3% | 6.624% | +0.11 pts | $6,520 | $495,000 |
| Refinance | 346 | 303 | 9.0% | 5.990% | −0.21 pts | $5,600 | $475,000 |
| Cash-out refinance | 203 | 141 | 28.6% | 6.375% | +0.03 pts | $8,480 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Juan County | 9 | 2 | 2.9% |
| Uintah County | 12 | 7 | 1.4% |
| Kane County | 12 | 3 | 2.6% |
| Davis County | 13 | 94 | 1.8% |
| Duchesne County | 13 | 5 | 2.3% |
| Utah County | 14 | 163 | 1.4% |
| Washington County | 14 | 62 | 1.7% |
| Morgan County | 14 | 4 | 1.7% |
| Wayne County | 14 | 1 | 4.2% |
| Weber County | 15 | 81 | 1.7% |
| Iron County | 15 | 20 | 1.8% |
| Carbon County | 15 | 5 | 1.5% |
| Wasatch County | 17 | 12 | 1.7% |
| Salt Lake County | 18 | 208 | 1.4% |
| Box Elder County | 18 | 15 | 1.3% |
| Summit County | 18 | 8 | 1.3% |
| Sevier County | 18 | 3 | 1.0% |
| Tooele County | 21 | 25 | 1.4% |
| Garfield County | 22 | 1 | 1.5% |
| Cache County | 23 | 15 | 0.8% |
- Pennymac Loan Services, LLC nationwide
- Utah mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology