Lender in Washington · HMDA 2025
Pennymac Loan Services, LLC mortgages in Washington
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,798 owner-occupied single-family loans in Washington from 2,148 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $7,690 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.598% (Washington: 6.625%).
Loans in WA
1,798
of 2,148 applications
Denial rate
11.6%
Purchase · WA 5.9%
Rate spread
+0.05 pts
Conv. · WA +0.10 pts
Loan amount
$585,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 998 | 876 | 11.6% | 6.598% | +0.05 pts | $7,690 | $585,000 |
| Refinance | 743 | 636 | 11.4% | 6.124% | −0.17 pts | $4,800 | $535,000 |
| Cash-out refinance | 407 | 286 | 27.3% | 6.624% | +0.14 pts | $8,690 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Skamania County | 7 | 6 | 3.8% |
| Whatcom County | 9 | 63 | 2.5% |
| Skagit County | 10 | 34 | 2.4% |
| Columbia County | 11 | 2 | 3.5% |
| King County | 12 | 571 | 2.2% |
| Snohomish County | 12 | 233 | 2.1% |
| Cowlitz County | 12 | 33 | 1.9% |
| Clallam County | 12 | 17 | 1.8% |
| Pierce County | 13 | 275 | 2.1% |
| Clark County | 13 | 133 | 1.8% |
| Walla Walla County | 13 | 9 | 1.4% |
| Thurston County | 14 | 76 | 1.8% |
| Kitsap County | 15 | 73 | 1.7% |
| Island County | 15 | 27 | 2.1% |
| Douglas County | 15 | 11 | 2.0% |
| Whitman County | 15 | 8 | 1.9% |
| Mason County | 16 | 15 | 1.5% |
| Jefferson County | 18 | 5 | 1.5% |
| Grays Harbor County | 19 | 16 | 1.5% |
| Grant County | 19 | 12 | 1.1% |
| Klickitat County | 20 | 3 | 1.4% |
| Benton County | 21 | 34 | 1.1% |
| Asotin County | 21 | 4 | 1.4% |
| Lewis County | 22 | 12 | 1.0% |
| Franklin County | 24 | 11 | 0.9% |
| Chelan County | 25 | 8 | 0.9% |
- Pennymac Loan Services, LLC nationwide
- Washington mortgage market
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- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology